By Joe Nelson — Retired Air Force, Nelson Home Group Team Leader and Mortgage Loan Originator
Nelson Home Group & Roller Mortgage Team
Apply for a Home Loan in Kansas City
Financing handled by the same team that helps you find the home — one point of contact from pre-approval to the closing table.
The short version: To better serve our clients, Nelson Home Group offers a streamlined financing process. Joe Nelson has served families as a real estate agent since 2015 and now fills a second role — mortgage loan originator — to help get our clients to the closing table. Working with Roller Mortgage Team and LeaderOne Financial, Joe can shorten the loan communication chain and find the right program to fit each client’s needs.
LeaderOne is a full-service mortgage company specializing in real estate financing. From home purchase loans to investment financing to refinancing, Roller Mortgage Team has you covered.
Financing partner
Joe originates loans through Roller Mortgage Team, a division of LeaderOne Financial Corporation, NMLS #12007. Real estate services are provided by Nelson Home Group, Keller Williams KC North.
What we finance
Loan programs for Kansas City buyers
Every file is different. The point of applying with an in-house originator is that the loan gets matched to your situation instead of whatever is quickest to push through. Program availability and terms depend on credit, income, and the property.
Conventional
Low down payment options for qualified buyers, with mortgage insurance that drops off once you build enough equity. New to all of this? Start with our first-time buyer guide.
FHA
More flexible credit and debt-to-income guidelines, a common fit for first-time and credit-rebuilding buyers on both sides of the state line. See down payment assistance in Missouri.
VA
Zero down and no monthly mortgage insurance for those who served. We wrote The VA Home Buying Guide and keep a dedicated page for veterans.
Investment & refinance
LeaderOne is a full-service mortgage company. From home purchase loans to investment financing to refinancing, Roller Mortgage Team has you covered.
Before you click apply
What you’ll need
The online application takes most people about fifteen minutes. Having these ready makes it faster.
- Your two most recent pay stubs, or year-to-date profit and loss if you are self-employed
- W-2s and federal tax returns for the last two years
- Two months of statements for any account you will draw the down payment from
- Photo ID and the information needed for a credit pull
- DD-214 or Certificate of Eligibility if you are using your VA benefit
- Current landlord contact or your existing mortgage statement
Not ready to apply yet?
Run the payment first. Our Kansas City mortgage calculator shows principal, interest, taxes, and insurance together, so you see the whole number before you talk to anyone.
Still sizing up the cash you need? Read How much money do you actually need to buy a house in Kansas City?
How it works
From application to keys
Apply online. Use the secure LeaderOne application link on this page. Documents upload straight into the portal instead of bouncing around by email.
Get pre-approved. We review income, assets, and credit, then issue a pre-approval letter you can attach to an offer. Here is why that comes before house hunting.
Find the home. Start with our Kansas City home search, or build a plan with us using the complete guide to buying. Moving in from out of town? See the KC relocation guide.
Offer and underwriting. Because the lending side and the agent side sit on the same team, listing agents get straight answers about your file, which matters in a multiple-offer market.
Close. You review the Closing Disclosure at least three business days before signing, then you sign, fund, and get your keys.
Apply online TODAY
Joe Nelson, NMLS #2547018 — Nelson Home Group, Keller Williams KC North, with Roller Mortgage Team, a division of LeaderOne Financial Corporation.
Apply online TODAY by clicking HERE
Rather talk it through first? Email joenelson(at)leader1(dotted)com, call 816.680.6624, or use our contact page.
Keep reading
More mortgage and home buying resources
- Kansas City Mortgage Calculator
- How to Buy Your First Home in Kansas City
- The VA Home Buying Guide
- For Veterans
- Buying a Home in Kansas City: The Complete Guide
- The Kansas City Relocation Guide
- Search Kansas City Homes for Sale
- How Much Money Do You Actually Need to Buy a House?
- Why Get Pre-Approved Before Looking at Houses
- Down Payment Assistance in Missouri
- What Are Prepaids, and How Is Escrow Different?
- What Our Clients Say
Licensing and disclosures. Joe Nelson, Mortgage Loan Originator, NMLS #2547018. Roller Mortgage Team is a division of LeaderOne Financial Corporation, NMLS #12007. Equal Housing Lender. Real estate services provided by Nelson Home Group, Keller Williams KC North.
NMLS Consumer Access link: https://nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/EntityDetails.aspx/COMPANY/1660690
This page is general information and is not a commitment to lend. Loan approval, program availability, rates, and terms are subject to credit, income, property, and underwriting qualification.