How is a monthly mortgage payment calculated?

Your monthly mortgage payment has four components: principal and interest (based on your loan amount, interest rate, and term), property taxes, homeowners insurance, and any required mortgage insurance. This calculator breaks down each component so you can see exactly where your money goes.

Do VA loans require a down payment?

No. VA loans allow eligible veterans and active-duty service members to purchase a home with zero down payment. A one-time VA funding fee is typically rolled into the loan amount, and VA loans never require private mortgage insurance (PMI).

What is PMI and when can it be removed?

Private mortgage insurance (PMI) is required on conventional loans when your down payment is less than 20%. PMI is automatically canceled once you reach 20% equity in your home. VA loans never require PMI, and FHA loans use a separate mortgage insurance premium (MIP) structure.

What is the difference between FHA and conventional loans?

FHA loans require as little as 3.5% down and include an upfront mortgage insurance premium (1.75%) plus annual MIP. Conventional loans typically require 5% or more down and charge PMI only when the down payment is under 20% — and PMI can be canceled once you reach 20% equity. FHA MIP may be required for the life of the loan if your down payment is under 10%.

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Home » Weatherby Lake, MO

Weatherby Lake, MO

Open House: Apr 19, 2026, 12:00 PM - 2:00 PM

7203 Eastside Drive Weatherby Lake, MO 64152

$460,000

3 Beds 3 Baths 2,494 SqFt Listing No. 2610008 Property Type: House camera

(43)

Open House: Apr 19, 2026, 12:00 PM - 2:00 PM

Details

7203 Eastside Drive Weatherby Lake, MO 64152
$460,000
Beds 3 Baths 3 SqFt 2,494 Property Type House
- (43)

Listing No. 2610008 Open House: Apr 19, 2026, 12:00 PM - 2:00 PM

(43)

address

7203 Eastside Drive, Weatherby Lake, MO 64152

price

$460,000

beds

3 3 Beds

baths

3 3 Baths

lot size

2,494 SqFt 2,494 SqFt

listing no.

2610008 Listing No. 2610008

property type

House Property Type: House

gallery photos

camera (43)

Open House: Apr 19, 2026, 12:00 PM - 2:00 PM

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Heartland MLS data last updated at April 17, 2026, 7:51 PM CT